第二章第十三题（金融应用：复利值）(Financial application: compound value)

第二章第十三题（金融应用：复利值）(Financial application: compound value)

• **2.13（金融应用：复利值）假设你每月向银行账户存100美元，年利率为5%，那么每月利率是0.05/12=0.00417。
  第一个月之后，账户上的值就变成：
  100 * (1 + 0.00417) = 100.417
  第二个月之后，账户上的值就变成：
  (100 + 100.417) * (1 + 0.00417) = 201.252
  第三个月之后，账户上的值就变成：
  (100 + 201.252) * (1 + 0.00417) = 302.507
  以此类推。

  编写程序显示六个月后账户上的钱数。（在编程练习题5.30中，你将使用循环来简化这里的代码，并能显示任何一个月之后的账户值。）
  Enter the monthly saving amount:100
  After the sixth month,the account value is $608.81

  2.13 (Financial application: compound value) Suppose you save $100 each month in a savings account with annual interest rate 5%. Thus, the monthly interest rate is 0.05/12 = 0.00417.
  After the first month, the value in the account becomes
  100 * (1 + 0.00417) = 100.417
  After the second month, the value in the account becomes
  (100 + 100.417) * (1 + 0.00417) = 201.252
  After the third month,the value in the account becomes
  (100 + 201.252) * (1 + 0.00417) = 302.507
  and so on.

  Write a program that prompts the user to enter a monthly saving amount and displays the account value after the sixth month. (In Exercise 5.30, you will use a loop to simplify the code and display the account value for any month.)

• 参考代码：

  • 方法一：

    package chapter02;
    
    import java.util.Scanner;
    
    public class Code_13 {
        public static void main(String[] args){
            Scanner input = new Scanner(System.in);
            System.out.print("Enter the monthly saving amount: ");
            double save = input.nextDouble();
            for(int i = 0;i < 5;i++){
                save = (100 + save) * (1 + 0.00417);
            }
            System.out.format("After the sixth month, the account value is $%.2f",save);
        }
    }
    
    

  • 方法二：

    package chapter02;
    
    import java.util.Scanner;
    
    public class Code_13another {
        public static void main(String[] args) {
            double FirstMonthMoney,SecondMonthMoney,
                    ThirdMonthMoney,FourthMonthMoney,
                    FifthMonthMoney,SixthMonthMoney,MoneyMonthSaveAmount,
                    TestAccountValue;
    
            System.out.print("Enter the monthly saving amount:");
            Scanner MoneyInput = new Scanner(System.in);
            MoneyMonthSaveAmount = MoneyInput.nextDouble();
    
            FirstMonthMoney = 100 * (1 + 0.00417);
            SecondMonthMoney = (100 + FirstMonthMoney) * (1 + 0.00417);
            ThirdMonthMoney = (100 + SecondMonthMoney) * (1 + 0.00417);
            FourthMonthMoney = (100 + ThirdMonthMoney) * (1 + 0.00417);
            FifthMonthMoney = (100 + FourthMonthMoney) * (1 + 0.00417);
            SixthMonthMoney = (100 + FifthMonthMoney) * (1 + 0.00417);
    
            System.out.println("After the sixth month,the account value is $" + SixthMonthMoney);
    
            MoneyInput.close();
        }
    }
    
    

• 结果显示：

Enter the monthly saving amount:100
After the sixth month,the account value is $608.8181155768638

Process finished with exit code 0