数据挖掘模型中的IV和WOE详解:https://blog.csdn.net/kevin7658/article/details/50780391?depth_1-utm_source=distribute.pc_relevant.none-task&utm_source=distribute.pc_relevant.none-task
WEIGHT OF EVIDENCE (WOE) AND INFORMATION VALUE (IV) EXPLAINED: https://www.listendata.com/2015/03/weight-of-evidence-woe-and-information.html