Service area of finance big data.

The service areas of finance big data.
The first one is about the big data credit in the area of personal credit, the technology of the day to connect those business payment and social media so as to get diverse kinds of data so as to know about the characteristics personalities and actions preference and relationships and the private history of those users and then to dig out some Information from the internet trade records so as to make real time analysis and provide those Information from all aspects about the users for the internet finance institutions so as to set the loan for those users.The second one is about big data risk management and control.Big data risk management and control collect interested professions consumption Data of the users so as to build the credit risk evaluation system for those users. So as to control the finance risks accurately and to use the technology of internet so as to achieve the control of those risks to some extent.For example, through the huge quantity of internet action data to detect what kind of slow and those users had registered by the same ID and to know about whether or not the user has download diverse kinds of credit applications so as to predict the Learn from multiple resources so as to lower the risk to some extent.And we can verification the Information of those single users so as to improve the Authenticity and reliability of those data and to enhance the verification of those users so as to strengthen the recognition of fraud. So as to release those risk of finance and the second one is about the prediction of credit actions.The function of prediction for the credit provides those decisions Reliance for those finance service providers and towards control services for banks loan and point to point finance of theirs so as to extend the ecology of credit system so as to provide credit decision for the third party.The third one is about the big data consumption finance.The consumption finance depends on the big data Technology, including the loan of Consumption and the loan for students. This kind of consumption finance loan depends on the Information of those users.So finance institutions must analysis and purify the description of those users so as to develop risk evaluation through relative models and to make the three dimensional description of those users from diverse degrees.The fourth one is about the party management.It is focused on the long term round investment service for those customers. So as to Optimize the structure of the assets of the users.But because of the lack of the technologies, the big data fortune management is a little bit weaker in traditional finance institutions.Much those internet finance use the combination of the data and artificial Intelligence technologies to build the users management platform so as to provide the whole management solution for those users so as to lower the cost to get customers and to resolve those Micro requirements of specific industry.From then on on the one side, we can lower the risk on the other side we can improve the security of finance.