Artificial Intelligence application and practiceIn financial technology security area.

The application and practice of the technology of artificial Intelligence in the area of financial technology security.
Those artificial Intelligence conception Significant the birth of the majority Of artificial Intelligence and it has got the wide attention because of the AlphaGo.So in the following few years with the development of the voice assistant and the intelligent robots,It has come into the real life of human beings, but those products are the container of artificial Intelligence but not artificial Intelligence itself.Artificial Intelligence are those basic theories techniques and methods to module的the learning tthinking Progress of human beings so as to talk about the thinking activities and intelligent actions.And nowadays are mature artificial Intelligence techniques include a image processing the recognition of voice and natural language process and so on areas.With the development of science technologies, those technologies of artificial Intelligence and big data have become the point of the tension of all over the world.The global industry world had recognized big meaning of the artificial Intelligence technology to lead the new generation industry revolution. So as to creative ecology of artificial Intelligence.So the most developed countries have said the artificial Intelligence as the key strategy to improve the competitive ability and to protect the countries safety.So as to get the leading rice in the competition of International technologies.And nowadays including China, many countries are all set and artificial Intelligence into the long term round strategy so as to get the high peak of this area and all industries are all exploring the possibilities of artificial Intelligence.And then because of the wide technology methods and early steps of Information building and the high Result of investment of new technologies in the area of finance industry. So the finance marketing skills are expanding consistently and the trade of finance become much more frequent so as to manage the finance market China has included the technology of artificial Intelligence into the area of finance security.The first one is about the intelligent credit revolution.The application of artificial Intelligence in the area of credit Session has developed a lot.The traditional finance institution use the technology of artificial Intelligence to describe the target users, so as to clearly know about the economy situation, consumption ability and requirements situation of those targeted users so as to set those targets of users and then to search for those potential products for those target users according to those users targets so as to provide evidence for their credit actions.In the area of finance creativity,To create some new product for those users according to the users description for example the artificial Intelligence application use the personal and Enterprise Information such as the business tax water and electronic Information so as to analyze and progress to evaluate the credit level of the users.And for those enterprises and single person after the lawn actions get and trace water electronics datas change situation so as to get risk evaluation, analyze and trees so as to predict the risk point of credit actions.To use the technology of artificial Intelligence can predict the action of those Post law and actions.So the finance institutions can get the risk and ability of those users. So as to that’s the loss of accounts.And the second one is about the intelligent risk management and control.After the international financial crisis, the finance regulatory institutions had strengthened the regulatory works.So using the new technology to help those finance institutions to avoid those punishment has become into reality.Nowadays in the area of regulatory those technology of artificial Intelligence had helped those amt and cft areas.Using the artificial Intelligence and machine learning models so as to recognize those Unusual trade so as to get those unusual account and get the evaluation and classification. So as to Divide different kinds of cases according to the ability of those detectors and assistance so as to improve the efficiency of the work.And the prediction of credit risk has used the technology of artificial Intelligence those artificial Intelligence technology detect relative ID number so as to get the register Information of the users so as to know whether or not they have download several credit applications and to detect the symbolization of multiple loans so as to download the risk.In spite of that, the artificial Intelligence can use in several aspects, including the know your client and regulatory of unusual marketing or to predict those systematic Information or to assistant the evaluation of politics and so on.The third one is about anti fraud in the area of trade anti fraud. Artificial Intelligence can help the recognition and evaluation of those fraud cases without interrupting those clients and customers too much.The chain of credit cards is very long including several thousand cars or several tense and cars so as to use the money in the cars in a short time and to buy some cherish and expensive products such as smartphones and decorations.So this kind of reasons caused several patterns of the trade records, so we can recognize those fraud trades and Unusual trees according to the characteristics of machine learning models.But there exists some questions that somebody could do some trees consistently with big number. So we need to recognize and evaluate those specific fears and the industrial history cases to Realize the normal trade and anti fraud trade in those huge quantities of data. So as to recognize those cases from diverse degrees precisely.And then we need to calculate several characteristics and features so as to know the frequency and the quantity of those trees and the trade time and destination so as to know something about the actions and then we need to Organize those characteristics of the models and to be these numbers and to train the best model according to the history pattern training and the organization of several degrees of characteristics.The fourth one is about applied sceneries.In reality we know the Jing dong and Capital One in the area of intelligent credit evaluation.And the second one is about the intelligent risk management. For example, the three hundred and sixty financial intelligent risk management and control engine and the corporation of the meat task about the management big data platform so as to know about the Intelligent progress of those Consumption and insurance so as to detect those problems from labor intensive work to the systematical automatically detected actions.The third one is about the intelligent anti fraud. For example the application created by ma yi and then the voice detection techniques of the industrial and Commercial Bank of China.So this topic we talk about the application and practice of artificial Intelligence, for example, the artificial credit evaluation and artificial Intelligence. Risk management and control and intelligent anti fraud and we talk about the application cases. So this is the summary of this chapter of the application and practice of artificial Intelligence in the area of finance technology industry.