保险反欺诈预测学习

最新推荐文章于 2024-07-15 23:46:30 发布

cfcy36

最新推荐文章于 2024-07-15 23:46:30 发布

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本文链接：https://blog.csdn.net/cfcy36/article/details/130684995

版权

保险是重要的金融体系，对社会发展，民生保障起到重要作用。保险欺诈近些年层出不穷，在某些险种上保险欺诈的金额已经占到了理赔金额的20%甚至更多。对保险欺诈的识别成为保险行业中的关键应用场景。

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前言

阿里云天池里面可以找到数据集

import pandas as pd

# 数据加载
train = pd.read_csv('train.csv')
train

	policy_id	age	customer_months	policy_bind_date	policy_state	policy_csl	policy_deductable	policy_annual_premium	umbrella_limit	insured_zip	...	witnesses	police_report_available	total_claim_amount	injury_claim	property_claim	vehicle_claim	auto_make	auto_model	auto_year	fraud
0	122576	37	189	2013-08-21	C	500/1000	1000	1465.71	5000000	455456	...	3	?	54930	6029	5752	44452	Nissan	Maxima	2000	0
1	937713	44	234	1998-01-04	B	250/500	500	821.24	0	591805	...	1	YES	50680	5376	10156	37347	Honda	Civic	1996	0
2	680237	33	23	1996-02-06	B	500/1000	1000	1844.00	0	442490	...	1	NO	47829	4460	9247	33644	Jeep	Wrangler	2002	0
3	513080	42	210	2008-11-14	A	500/1000	500	1867.29	0	439408	...	2	YES	68862	11043	5955	53548	Suburu	Legacy	2003	1
4	192875	29	81	2002-01-08	A	100/300	1000	816.25	0	640575	...	1	YES	59726	5617	10301	41550	Ford	F150	2004	0
...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...
695	1008425	37	196	1997-06-29	C	250/500	500	1301.20	0	474615	...	3	NO	61433	10436	11432	39745	Nissan	Pathfinder	2011	1
696	770702	43	229	2001-05-29	A	250/500	500	1434.94	8000000	444476	...	1	?	68623	6798	14557	50606	Volkswagen	Passat	2013	1
697	755099	35	209	2003-01-11	C	100/300	500	1639.46	0	639608	...	0	YES	58033	9129	4598	40740	Mercedes	C300	2002	0
698	693804	44	275	2003-07-22	B	500/1000	2000	1042.29	0	432061	...	0	NO	35253	7359	3464	24677	Audi	A3	2007	1
699	598086	47	263	1996-08-15	C	500/1000	500

test = pd.read_csv('./test.csv')
test

policy_id	age	customer_months	policy_bind_date	policy_state	policy_csl	policy_deductable	policy_annual_premium	umbrella_limit	insured_zip	...	bodily_injuries	witnesses	police_report_available	total_claim_amount	injury_claim	property_claim	vehicle_claim	auto_make	auto_model	auto_year
0	681822	60	473	2002-12-17	B	500/1000	1000	1134.96	0	445975	...	0	3	?	53253	5212	10251	39503	Saab	95	2006
1	301288	36	173	1994-01-15	B	100/300	1000	916.20	0	469238	...	0	0	NO	69401	8309	8439	50012	Mercedes	ML350	2008
2	212001	36	147	1995-12-19	B	500/1000	1000	1175.74	5000000	595953	...	2	0	NO	63919	5572	11477	42801	Dodge	Neon	2009
3	797680	24	71	1992-06-20	C	500/1000	500	1472.40	0	613103	...	0	0	NO	63173	12027	6500	43423	Dodge	RAM	2012
4	789334	39	230	1996-11-28	C	250/500	1000	1159.44	4000000	581581	...	0	0	?	8847	904	1786	6138	Accura	RSX	2003
...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...
295	663065	36	30	1999-08-18	B	500/1000	2000	1384.15	9000000	593323	...	0	1	YES	4507	970	477	3339	Dodge	Neon	2002
296	283767	47	285	2009-12-23	C	250/500	500	1590.78	7000000	447235	...	0	3	YES	45909	5599	5627	34598	Jeep	Grand Cherokee	1999
297	325099	39	256	1999-04-08	C	500/1000	2000	1265.24	0	592069	...	0	0	?	42293	5773	5491	34805	Dodge	RAM	1997
298	465673	35	54	2010-09-08	C	100/300	500	1229.74	0	451451	...	2	0	?	76875	14955	7312	59418	Nissan	Maxima	2012
299	913900	34	154	1990-09-27	C	100/300	500	1744.33	0	462941	...	1	1	YES	76269<