occur

//------------------
occur v.
occurred, occurring
[I]formal
1.to happen
  A third accidental death occur in the home.
  The explosion occurred at 5:30 a.m.
2.[always + adv/prep] to happen or exist in a particular place or situation:[+in/among etc]
  The highest rates of unemployment occur in the inner urban area. (urban城市)
//----------------------------
occur to sb [phr] v.
if an idea or thought occurs to you, it suddenly comes into your mind:
[it occurs to sb do sth]
  I suppose it didn't occur to you to phone the police?
  It never seems to occur to my children to contact me.
[it occurs to sb (that)]
  It had never occurred  to him that he might be falling in love with her.
  It never occurred to her that he is a dishonest man.
//--------------------
occurrence
1.[C] something that happens: ->occurrence: frequent/rare/common occurrence
  Laughter was a rare occurrence in his classroom.
  Flooding in the area is a common occurrence.
2.[singular] the fact of something happening: [+of]
  The frequent occurrence of earthquakes in this area means that the buildings must be
   specially designed to withstand the force.