您在网上银行吗？ 为什么不？

Banking analyst house Celent has published a new Retail Banking report called "Retail Internet Banking Vendors: Luring the Laggards."

银行业分析师房子赛讯咨询公司发布了一个新的名为零售银行报告“零售网上银行销售商：引诱落后。”

I thought it was funny they didn't say "Luring the Luddites." I bet there was a meeting about that.

我以为他们没有说“引诱Luddites ”很有趣。 我敢打赌有一个关于这个的会议。

The company I work for, Corillian, is the big maroon dot in the upper right corner of the chart at right. Our arch nemesis (nemesi? Just kidding, they're lovely people), Digital Insight, is the smaller dot nipping at our dot. This is a multi-dimensional chart, with the size of the dot representing the size of our customer base, although I'm unclear if it's number of users, number of banks, or dollars the bank manages.

我在Corillian工作的公司是右图右上角的栗色大圆点。 我们的主要敌人(nemesi？只是在开玩笑，他们是可爱的人)，Digital Insight，是我们点上较小的点。 这是一个多维图表，点的大小代表我们的客户群的大小，尽管我不清楚是用户数量，银行数量还是银行管理的美元。

Across all four categories, Corillian stands out as the clear leader, followed by Digital Insight. Metavante, a low performer in Celent’s 2005 report, has significantly revamped its retail platform and has performed exceedingly well registering third overall. Online Resources, Fiserv, and S1 Personal Banking also received relatively strong grades.

在所有四个类别中，Corillian都是明确的领导者，其次是Digital Insight。 Celvan在2005年报告中表现不佳的Metavante已对其零售平台进行了重大改进，并且在整体排名第三方面表现出色。 在线资源，Fiserv和S1个人银行业务也获得了相对较高的评分。

As we often ask ourselves around here at Cori, who is not banking online and why?

正如我们经常在Cori在这里问自己一样，谁不在网上银行业务？为什么？

Do you, Dear Reader, access your banking information online? If not, why not? (Especially considering that you're reading this blog!) Is it a hassle? Concerns about security? Where do you bank online and why? If you don't bank online, what would it take to get you banking and paying bills online? Do you want to pay bills from your phone? Discuss...

亲爱的读者，您是否在线访问银行信息？ 如果没有，为什么不呢？ (特别考虑到您正在阅读此博客！)这很麻烦吗？ 对安全性有担忧吗？ 您在哪里在线银行？为什么？ 如果您不在线银行业务，如何使您在线银行业务和支付账单？ 您要通过手机付款吗？ 讨论...

Follow up question: I personally haven't written a paper check in at least 5 years, possibly 10. If I could turn off checking all together (like ING Direct's Electric Checking) I'd do it. Who are these older ladies with their checkbooks slowing me down at the Grocery Store, and are you one of these ladies? ;) Seriously, do you write checks, and why?

后续问题：我个人至少有5年没有写过纸质支票，可能是10年。如果我可以关闭所有支票(例如ING Direct的电子支票)，我会做的。 这些年长的女士带着支票簿在我的杂货店里放慢我的脚步，您是其中的一位吗？ ;)说真的，您会写支票吗，为什么？

翻译自: https://www.hanselman.com/blog/are-you-banking-online-why-not