第五章第三十一题（金融应用：计算CD价值）(Financial application: compute CD value)

第五章第三十一题（金融应用：计算CD价值）(Financial application: compute CD value)

• *5.31（金融应用：计算CD价值）假设你用10000美元投资一张CD，年获利率为5.75%。
  一个月后，这张CD价值为 10000 + 10000 * 5.75 / 1200 = 10047.92
  两个月之后，这张CD价值为10047.92 + 10047.92 * 5.75 / 1200 = 10096.06
  三个月之后，这张CD价值为10096.06 + 10096.06 * 5.75 / 1200 = 10144.44
  以此类推。
  编写程序，提示用户输入一个金额数（例如：10000）、年获利率（例如：5.75）以及月份数（例如18），然后显示一个表格，如下面的运行示例所示：
  Enter the initial deposit amount: 10000
  Enter annual percentage yield: 5.75
  Enter maturity period (number of months): 18
  Month CD Value
  1 10047.92
  2 10096.06
  …
  17 10846.57
  18 10898.54
  *5.31(Financial application: compute CD value) Suppose you put $10,000 into a CD with an annual percentage yield of 5.75%.
  After one month, the CD is worth 10000 + 10000 * 5.75 / 1200 = 10047.92
  After two months, the CD is worth 10047.92 + 10047.92 * 5.75 / 1200 = 10096.06
  After three months, the CD is worth 10096.06 + 10096.06 * 5.75 / 1200 = 10144.44
  and so on.
  Write a program that prompts the user to enter an amount (e.g., 10000), the annual percentage yield (e.g., 5.75), and the number of months (e.g., 18) and displays a table as shown in the sample run.
  Enter the initial deposit amount: 10000
  Enter annual percentage yield: 5.75
  Enter maturity period (number of months): 1
  Month CD Value
  1 10047.92
  2 10096.06
  …
  17 10846.57
  18 10898.54

• 参考代码：

package chapter05;

import java.util.Scanner;

public class Code_31 {
    public static void main(String[] args) {
        double amount, annualPercentageYield;
        int numberOfMonths;
        Scanner inputScanner = new Scanner(System.in);
        System.out.print("Enter the initial deposit amount: ");
        amount = inputScanner.nextDouble();
        System.out.print("Enter annual percentage yield: ");
        annualPercentageYield = inputScanner.nextDouble();
        System.out.print("Enter maturity period (number of months): ");
        numberOfMonths = inputScanner.nextInt();
        System.out.println("Month\tCD Value");
        for(int i = 1;i <= numberOfMonths;i++) {
            amount = amount + amount * annualPercentageYield / 1200;
            System.out.printf("%d\t%.2f\n", i, amount);
        }
    }
}

• 结果显示：

Enter the initial deposit amount: 10000
Enter annual percentage yield: 5.75
Enter maturity period (number of months): 18
Month	CD Value
1	10047.92
2	10096.06
3	10144.44
4	10193.05
5	10241.89
6	10290.97
7	10340.28
8	10389.82
9	10439.61
10	10489.63
11	10539.89
12	10590.40
13	10641.14
14	10692.13
15	10743.37
16	10794.84
17	10846.57
18	10898.54

Process finished with exit code 0